Lack of housing supply and rising mortgage interest rates threaten the owner-occupier market

Insufficient supply of new and existing owner-occupied homes is the main reason for the once again enormous rise in house prices in the fourth quarter of 2021. A declining number of house sales and increasing numbers of first-time buyers and middle-income households being sidelined were the first signals of a change in the housing market. The threat of a further rise in mortgage interest rates has now been added to this.

The thirty-sixth Sales Housing Market Monitor for the fourth quarter of 2021 was presented on Wednesday 16 February by the Housing Value Expertise Centre, part of TU Delft's Faculty of Architecture and the Built Environment.

Read the full article in Dutch here.